Every week: Big 4 rates, non-bank movers, RBA implications, and one expert insight — from an 8-year Big Four banker who's read thousands of credit files.
No fluff. No generic news summaries. Just the rate movements and policy shifts that matter to you and your clients this week.
Weekly table of CBA, NAB, ANZ, Westpac residential and commercial rates — with week-on-week changes highlighted.
Macquarie, Pepper, La Trobe, Liberty and others. Who's getting aggressive, who's pulling back, and why.
One 200-word insight each week from a former Big 4 credit analyst on what these rate moves mean in practice.
Cash rate, next meeting date, market probability of change, and implications for variable vs fixed strategy.
LVR changes, credit policy tightening, lender appetite shifts. Know before your clients ask.
Track material lender policy movements alongside rate changes, with source context and verification status.
Archived sample from March 2026 — rates, probabilities and lender positions shown here are not current. Subscribe for the weekly briefing. General information only, not a lender recommendation.
This week's headline: RBA March meeting risk is real. 3 of 4 major banks now pricing in a May hike. Time to have the conversation with variable rate clients — before they see it on the news.
| Lender | Variable (Home) | Wk Change | 3yr Fixed | Commercial |
|---|---|---|---|---|
| CBA | 5.59% | — | 5.29% | 6.15% |
| NAB | 5.94% | +0.05% | 5.49% | 6.40% |
| ANZ | 5.89% | — | 5.39% | 6.35% |
| Westpac | 5.94% | — | 5.45% | 6.40% |
| Macquarie | 5.49% | -0.10% | 5.19% | — |
Macquarie's 10bps cut on variable looks small, but it's a signal. When a non-bank cuts while majors hold or raise, they're buying volume. If you have a clean borrower at CBA 5.94% with no loyalty, Macquarie at 5.49% is a 45bps conversation worth having. On a $700k loan that's $262/month.
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